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You have just hired a casual cleaner at $30 an hour. Your payroll software asks for an hourly rate, you type 30, and the first pay run goes out. Seven
Open your P&L in Xero right now and scroll. If you’re past the first screen and still in expenses, you already know the problem. Eighty lines of costs in alphabetical
You’re busy. Sales are up on last year, the team is flat out, and the bank balance looks the same as it did twelve months ago. Before you blame costs,
Your Shopify payout landed this morning and the bank balance looks healthy. You still couldn’t say, with any confidence, what you made on last month’s sales. That gap is the
You paid for the kids’ school fees on the business card because it was the card in your wallet. Last month you covered a supplier from your personal savings because
You had your best revenue year yet. Turnover is up, the pipeline looks healthy, and two clients have asked whether you can take on more work. So why is there